ups declared value vs insurance

ups declared value vs insurance represents two different forms of package protection. Declared value is the shipper’s stated worth of a package, which limits UPS’s liability in case of loss or damage. It is not insurance, though UPS includes coverage up to $100 by default. True insurance provides reimbursement beyond that limit and is often purchased separately through a third-party provider or added during shipment. Understanding the distinction is critical for high-value shipments to ensure full coverage in the event of mishandling or theft.